Launching Soon · Join the Waitlist

Get out of debt,
faster and smarter

Track every loan in one place. Know exactly how much interest you're wasting — and the fastest, cheapest path out. Built for India.

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DebtLogic
TOTAL DEBT REMAINING
₹●●,●●●
3% decrease vs last month
28%
WEALTH BREAKDOWN
Assets
62%
Liabilities
38%
Net Worth
₹●●●
Your LoansView All
Car Loan
4.5% APR
Balance45% Paid
Home Loan
3.2% APR
Balance12% Paid
Quick Actions
EMI Calc
Net Worth
Payoff Plan
AI Advisor
Go Premium
Bank OffersView All
Partner Bank
Loan Transfer
Hot Deal
Matched to your loan
●.●●% p.a.
Low interestQuick approval
Know More →
Partner Bank
Top-Up Offer
Low Rate
Matched to your loan
●.●●% p.a.
Minimal docsFast disbursal
Know More →
Upcoming PaymentsView All
Personal Loan EMI Overdue
Was due Sep 28
₹●,●●●
Pay Now
Car Loan EMI Due in 3d
Due Oct 5
₹●●●
Pay Now
Visa Credit Card
Due Oct 12
₹●●●
Pay Now

Everything you need. Free.

No subscription required for the core features that actually matter.

📋

All Your Loans, One View

Add home, car, personal, education, and credit loans. See outstanding balance, interest rate, and % repaid at a glance.

📈

Debt Dashboard

Total debt remaining, month-over-month progress, assets vs liabilities breakdown, and net worth — all on one screen.

🔐

Foreclosure Checker

See your lock-in period and pre-closure charge. Know exactly when you're eligible to foreclose — without calling the bank.

💡

Pre-Closure Savings

Pick a month and year — instantly see your outstanding balance, foreclosure charge, interest saved, and net saving.

🏦

Balance Transfer Analyzer

Enter a competitor's rate and see whether switching banks actually saves money after transfer costs and pre-closure charges.

🧮

EMI Calculator

Calculate monthly EMI, total interest, and total payout for any loan amount, rate, and tenure. Home loan and personal loan presets.

📅

Upcoming Payments

See all EMI due dates in one place with overdue and due-soon alerts so you never miss a payment.

💰

Net Worth Tracker

Add your assets — property, investments, savings, vehicles — and track your real net worth as your debt shrinks over time.

People DebtLogic was built for.
If any of these sound familiar, you're in the right place.
🏠

Home Loan Holders

Juggling a 20-year EMI and wondering if closing it early ever makes sense. DebtLogic does the math for you.

🚗

Multiple EMI Payers

Car loan + personal loan + credit card dues — track everything in one place instead of five different bank apps.

🎓

Education Loan Graduates

Just started earning and want to pay off your education loan as fast as possible. See exactly how much extra payment saves you.

📱

Salary Earners Building Wealth

Tracking net worth while paying down debt. Want visibility into whether your assets are growing faster than your liabilities.

Up and running in minutes
No manual data entry from bank statements. Just the key numbers.
1

Sign in with Google or Phone

Secure sign-in via Firebase. Your data is encrypted, never sold, and never shared.

2

Add your loans

Enter your loan name, lender, principal, interest rate, and tenure. Takes about 60 seconds per loan.

3

See your complete debt picture

Your dashboard instantly shows total debt, monthly EMIs due, and your wealth breakdown.

4

Make smarter decisions

Use the foreclosure checker, savings calculator, and balance transfer analyzer to find opportunities to save lakhs in interest.

Coming Soon

Be the first to get access.

DebtLogic is currently in development. Join the waitlist and we'll notify you the moment it's ready — no spam, just one email when it launches.

Available on Android & iOS · Free to download · Launches Q3 2026